News & Insights

Managing Your College Spending Plan

Whether you can foot your high schooler's upcoming college costs yourself or in combination with scholarships and financial aid, it’s important to start thinking about where your portion of the bill will come from.

Protecting Your Hard-Earned Assets

If you’re worried about protecting your wealth from future potential creditors you’re not alone. Whether your concern is for your personal assets or your business, various tools exist to keep your property safe from tax collectors, accident victims, health-care providers, credit card issuers, business creditors, and creditors of others.

Managing Debt While Saving for Retirement

It's a catch-22: You feel that you should focus on paying down debt, but you also want to save for retirement. It may be comforting to know you're not alone.

Thwarting the Tele-Robocaller Invasion

Is there anything you can to reduce the number of annoying robocalls short of disconnecting your phone line? The answer is: possibly.

Choosing a Financial Advisor: The Fiduciary Aspect

Even the most experienced investors sometimes reach a point where the challenges of balancing a broad range of financial objectives is too complex or time-consuming. That's where a trusted financial advisor can help. In article, we’ll discuss the importance of knowing whether an financial advisor you're considering working with will serve you in a fiduciary capacity. 

How Does Working Affect Social Security Retirement Benefits?

If you're thinking about working as long as possible to increase your retirement savings, you may be wondering whether you can receive Social Security retirement benefits while you're still employed. The answer is yes. But depending on your age, earnings from work may affect the amount of your Social Security benefit.

Is It Time to Worry About a Trade War?

On March 1, 2018, President Trump announced that the U.S. plans to impose tariffs on steel and aluminum imports. Markets around the world were shocked by the news, with major U.S. indices declining more than 1 percent just when it looked like they were recovering from the February downturn. Why did markets react so strongly? Is this a more serious threat going forward? In a word, yes.

Mortgage and Home Equity Loan Interest Deductions Under the Tax Cuts and Jobs Act

With its passage in December 2017, the Tax Cuts and Jobs Act (TCJA) changed the deductions for interest on mortgage and home equity loans. On February 21, 2018, the Internal Revenue Service (IRS) provided clarification on how the TCJA will be applied to mortgage and home equity loan interest deductions.

ABLE Accounts: Frequently Asked Questions

ABLE accounts, also known as 529A or 529 ABLE accounts, were established as part of the Achieving a Better Life Experience Act of 2014. This act created these tax-advantaged accounts for people with disabilities under section 529A of the Internal Revenue Code.

But who is eligible to establish an ABLE account, and what are the advantages? We’ll answer these frequently asked questions and more in this in-depth look at ABLE accounts.

Why is it important to factor inflation into retirement planning?

Inflation is one of the key factors you will need to consider when planning for retirement. Not only will the cost of living rise while you're accumulating assets for retirement, but it will continue to rise during your retirement, which could last 25 years or longer. This, combined with the fact that you will not likely earn a paycheck during retirement, is the main reason your portfolio needs to maintain at least some growth potential for the duration of your retirement.