Blog
Managing Your Monetary Workforce
Think of yourself as CEO of a monetary workforce which has a variety of different jobs.
Read MoreUnderstanding the Fear Factors that Lead to “Fight-or-Flight” Investing
It's important to learn how to avoid impulsive actions that could harm your financial security over the long run.
Read MoreCanby Financial Advisors Market Commentary for the Quarter Ending 3/31/2024
Investment markets continue to be driven in large part by changing expectations for interest rates.
Read MoreSix Issues to Consider Before Acquiring Your Parents’ Home
If you and your parents are thinking about having you either purchase or inherit your parent’s home, there are many factors to consider.
Read MoreHow Changes to FAFSA will Impact 529 College Savings Plan Beneficiaries
A significant change will benefit FAFSA applicants who receive money to pay for college from grandparents or other friends and family members.
Read MoreShow All
The Pros and Cons of Roth IRA Conversions
Do you believe you have more money in your Traditional IRA and 401(k) plan accounts than you'll really need to live on during retirement? Are you worried that required withdrawals could move you into an undesirable tax bracket? Would...
Read MoreCalculating Required Minimum Distributions
There's a relatively simple way to calculate annual Required Minimum Distributions (RMDs). But it doesn't work for everyone.
Read MoreTax Planning for Self-Employed and Side-Gig Workers
Whether you’re earning extra money from freelance jobs or you’re embracing the gig economy full time, you’re responsible for managing self-employed tax obligations.
Read MoreHunting Down Missing Income Statements
If you haven't received 1099 forms from freelance clients or online marketplaces, you may need to find them on your own to complete your 2023 tax returns.
Read MoreUsing QCDs to Reduce the Tax Impact of RMDs
If you must take Required Minimum Distributions (RMDs) from your IRA, Qualified Charitable Deductions may help offset their taxable impact.
Read MoreUnhappy with Medicare Advantage? Now’s the Time to Switch
The Medicare Advantage Open Enrollment Period, which begins on January 1 and ends at the end of March, gives you an opportunity to change your coverage.
Read MoreEvaluating Your Long-Term Care Funding Options
Many people think that purchasing long-term care insurance offers the best way to protect against these potentially catastrophic costs. But other options may be available.
Read MoreWho Might Help You Recover from Homeowners’ Losses? (Hint: It’s not FEMA)
If your insurance company won't pay to repair home-related damage, you may get relief from an unexpected source: the IRS.
Read MoreCanby Financial's Top 10 News & Insights Articles
View Canby Financial's 10 most popular News & Insights articles of 2023.
Read MoreCanby Financial Advisors Market Commentary for the Quarter Ending 12/31/2023
After an up and down first ten months of 2023, investment markets soared in November and December. Will this continue in 2024?
Read MoreThe 529 Plan-to-Roth IRA Conversion Option
Starting in 2024, college graduates may be able to roll over "leftover" 529 College Savings Plan money into a Roth IRA tax and penalty free. But there are catches.
Read MoreTo Rollover or Not Rollover?
Should you consolidate your retirement assets into a single account--or keep them where they are?
Read MoreFor Some Taxpayers, There’s Good News for 2024
Rising IRS income thresholds may reduce what many taxpayers will owe to Uncle Sam in 2023.
Read MoreValues-Based Financial Planning and Investing—An Encouraging Trend
More than ever before, people want their financial planning and investing priorities to align with their personal values.
Read MoreExploring the Financial Stages of Life
As we progress through our lives, each stage has different financial challenges and opportunities
Read MoreI Know What You’re Going Through
Canby Financial's youngest advisor discusses how he's planning to address his own financial challenges as a new homeowner and soon-to-be-parent.
Read MoreThings Change...And Stay the Same
Times and technology change, but people's financial worries are the same today as they were 25 years ago.
Read MoreEvery November, Dan Flanagan "Grows a Mo" to Raise Awareness of Men's Health Issues
Learn why every November Canby Financial advisor and partner Dan Flanagan "grows a mo" to raise awareness of men's health issues.
Read MoreRetirement Plan Contribution Limits Will Rise in 2024
Those who want to save more for retirement will be glad to know that the IRS is raising 2024 contribution limits for retirement plans, IRAs and other accounts.
Read MoreSocial Security Benefits Will Rise Again in 2024
With persistent inflation continuing to erode the purchasing power of seniors, the Social Security Administration giving recipients a significant cost of living adjustment (COLA) for 2024.
Read MoreDebt Management in a Healthy Financial Plan
With interest rates for mortgages and other loans the highest they’ve been in years, managing debt wisely is a key component of healthy and effective financial planning.
Read MoreCanby Financial Advisors Market Commentary for the Quarter Ending 9/30/2023
After a solid first seven months of 2023, investment markets retreated in August and September.
Read MorePreparing Your Emergency Financial First Aid Kit
How to create a plan to help you navigate unexpected financial challenges.
Read MoreTest Your Medicare Enrollment Awareness
How much do you really know about Medicare's enrollment rules and deadlines?
Read MoreDo You Know Where Your Retirement Money Is?
If you're left a trail of employer retirement plan accounts behind, now may be a good time to bring them together.
Read MoreGood News for Highly Paid Retirement "Catcher Uppers"
The IRS has given highly paid retirement plan participants two more years to make pre-tax and/or Roth catch-up contributions.
Read MoreUnderstanding Additional Medicare Taxes for High Earners
Your annual income level could subject you to two additional Medicare-related taxes.
Read MoreThe Kiddie Tax Challenge
The IRS’s kiddie tax limits parents’ ability to reduce their own taxes by transferring income-generating assets to their children.
Read MoreKey Tax Credits That Can Ease College Cost Burdens
Beyond grants and scholarships, the federal government offers several kinds of educational tax benefits you may not be aware of.
Read MoreDo You Need Supplemental Health Insurance Outside the U.S?
If you need medical care in another country, you don’t want to be on the hook for the full expense if you can avoid it.
Read MoreIs FIRE a Realistic Way to Retire?
Retiring in your 50s is an attractive goal. But is it realistic?
Read MoreShould You "Unretire?"
You may be surprised to learn why many retirees choose to go back to work.
Read MoreCanby Financial Advisors Market Commentary for the Quarter Ending 6/30/2023
It may not feel like it, but a new bull market for stocks began in October 2022. Will it continue?
Read MorePre-Planning Your Funeral and Interment
It may be unpleasant to think about, but planning and prepaying for your own funeral and interment can remove this burden from the shoulders of your spouse and children.
Read MoreThe Check Shouldn't Be in the Mail
With check fraud becoming rampant, it may be time to erase your check-paper trail.
Read MoreUnderstanding Your Responsibilities as a Household Employer
If you’re planning on hiring someone to help you around the house, you need to know what you're financially responsible for.
Read MoreWhich Financial Records Should You Keep—or Shred?
While you should keep some crucial financial documents, you can probably get rid of many that are simply taking up space.
Read MoreDon't Fall for "Fake Voicemail" Scams
Add fake voice mails to the list of smartphone scams that affect millions of Americans each year.
Read MoreCorrecting Errors on Your Credit Report
It's important to identify and correct these errors before applying for jobs, insurance, mortgages, car loans or credit cards.
Read MoreWho Protects Your Money—and How Much?
There’s no safer place to deposit or invest money than with FDIC-insured banks and SIPC-insured brokerage companies.
Read MoreThree Questions You Should Ask About Crowdfunding
There’s a lot you need to know before you click-and-pay.
Read MoreEstate Planning Issues to Consider
Before your first meeting with an estate planning attorney it’s important for them to have an in-depth understanding of your entire financial life and family situation.
Read MoreCanby Financial Advisors Market Commentary for the Quarter Ending 3/31/2023
Investors are anticipating the end of the US Federal Reserve Bank’s interest rate hikes as inflation declines from the 40-year highs experienced in 2022.
Read MoreUsing Compounding Interest to Generate "Money Interest" Among Children
A good way to ease kids into discussing saving is to gear it toward addressing that universal question, “What’s in it for me?”
Read MoreWhich Pension Payout Option is Right for You?
Each option needs to be evaluated in light of your financial and family circumstances and expected longevity.
Read MoreChoosing an Executor
Before asking someone to serve as executor, consider the time involved, the scope of duties, and the burden the role may impose.
Read MoreNaming an IRA Beneficiary: It's Not So Clear Cut
Making beneficiary-related mistakes can lead to unexpected taxes or penalties and even disinherited beneficiaries.
Read MoreAvoid These Common Tax-Season Scams
Last year, 8 million people reported tax-related fraud activities. Here are steps you can take to avoid becoming a victim.
Read MoreSix Money Conversations to Have Before You Tie the Knot
To avoid future battles over finances, it’s smart to put all your cards on the table before you formally tie the knot.
Read MoreThe SECURE Act 2.0 Timeline
Find out when key provisions of this landmark retirement legislation will be available to retirement savers and retirees.
Read MoreSECURE 2.0: Expanded Hardship Withdrawal Flexibility
For those under 59½ facing unforeseen financial hardships, SECURE 2.0 provides more scenarios where penalty free withdrawals can be made.
Read MoreSECURE 2.0: Catching Up to Today's Retirement Realities
Some of SECURE 2.0's most unique provisions are aimed at “catch-up contributors.”
Read MoreSECURE 2.0: Greater Required Minimum Distribution Flexibility
You may be able to delay taking RMDs until you're 73 or 75--and new Roth 401(k) rules won't require you to take them at all.
Read MoreSECURE 2.0: Student Loan Matching Contributions & More
SECURE 2.0 offers unique features for those who are either struggling to pay off student loans or have leftover money in the 529 College Savings Plan.
Read MoreYour New Year's Financial Planning Checklist
Even with so many unknown economic and market factors, there are still things you’ll want to think about this year.
Read MoreThree Cost-Effective Tips for Cutting Home Energy Usage
There are a number of measures you can take right now to lower your energy usage that require very little or no money at all.
Read MoreFive Potential Silver Linings for Seniors in 2023
There are some nuggets of good news on the horizon for those who are finding it a little harder to make ends meet or those who want to reduce their taxable income next year.
Read MoreWhat Women Must Do Financially After the Death of Their Spouse
While it may be tempting to push money concerns to the back burner, there are immediate financial tasks you’ll need to navigate.
Read MoreThink Twice About These Two Alternative IRA Investment Options
Investing IRA assets directly in real estate or using assets to fund a startup business may seem attractive alternatives, but carry numerous risks.
Read MoreDealing with Bears
A recent ursine visitor to my home inspired some unique lessons that may be relevant to nervous investors during this year of unsettling market downturns.
Read MoreFour Choices You Can Make During Medicare’s Fall Enrollment Period
Unhappy with your current Medicare coverage? Here's what you can do during Medicare's fall enrollment period.
Read MoreProviding for the Children of Blended Marriages
Take estate planning steps now to ensure that your wealth is distributed to your children and your spouse according to your wishes.
Read MoreSo, You've Become a Trust Beneficiary
If you recently learned that you are a beneficiary of a deceased relative’s trust, you need to understand your rights and know what to expect.
Read MoreEstate Planning for Your Digital Assets
If you store information digitally, you’ll need to make sure your executor or personal representative can access everything they need to gather and safeguard your assets.
Read MoreStruggling with Student Loans? Relief May be on the Way
While the Biden administration's student debt relief provisions haven’t been finalized, it’s still worth understanding what they are.
Read MoreThe Inflation-Fighting Investment You Should Know About
Series I Savings Bonds offer interest rates that adjust with inflation.
Read MoreSolo 401(k)s—An Attractive Retirement Plan Option for Small-Business Owners
For business owners who want to maximize their retirement contributions and reduce their taxable income, an individual 401(k) plan may be an attractive option.
Read MoreTwo Less-Taxing Ways to Manage Distributions of Company Stock
If you have appreciated company stock in your 401(k) plan, you can avoid being hit with a huge tax bill when you decide to withdraw that stock from your plan.
Read MoreIs Your Personal Property Properly Protected?
If your jewelry, fine art, electronics, medical devices, musical instruments or antiques get stolen or destroyed in a fire or flood, how much will your insurance company pay to replace them?
Read MoreTwo Strategies for Avoiding Required Minimum Distributions
If you’re still working at age 72 or older here's why you may not have to take RMDs from your 401(k) plan.
Read MoreShould You Appeal Your Property Taxes?
Appealing and potentially winning a lower assessment could potentially save hundreds or even thousands of dollars annually in future taxes.
Read MoreInstilling Financial Independence in Your College Student--Or Graduate
Whether your high school graduate will attend college in the fall or your recent college graduate is embarking on a career, it’s important for them to learn how to manage money responsibly.
Read MoreYour College/Retirement-Savings Balancing Act
You want to retire comfortably when the time comes. You also want to help your child go to college. So how do you juggle the two?
Read MoreFinding Money to Pay College Bills Out of Pocket
Student loans, grants and work study will only pay for a certain percentage of their annual expenses. The rest will have to come from you.
Read MoreSmartphone Security Safeguards
Make sure your smartphone is thoroughly protected from prying eyes and hands.
Read MoreFive Big Tax Breaks at Work
If you owed federal income taxes in 2021, your employer’s benefits program may help you reduce your taxable income and improve your quality of life.
Read MoreTips to Help Smooth Your Job Transition
As excited as you may be about moving on to a new job, it’s important to first tie up loose ends at your old one.
Read MoreSelling a Concentrated Stock Position
Many owners are wary of the tax implications of selling concentrated stock positions. However, sometimes the simplest solution can produce the best result.
Read MoreYes, You Do Need Life Insurance
If you never thought you needed insurance, just ask yourself: Would your death put your family’s financial security at risk?
Read MoreYour Financial Literacy Toolkit Picklist
Dan Flanagan, Eric Kristenson and David Jaeger provide their recommendations for books, apps and websites to help families increase their knowledge of personal finance and investing.
Read MoreThe Ukraine War and Your Investments
The risks are real, but so are the opportunities.
Read MoreIdentifying Legitimate Ways to Support Ukraine Relief Efforts
Before you click the “donate” button on any charity's web site, look for these red flags.
Read MoreHow Social Security Penalizes Some Public Sector Retirees
Under certain circumstances, your monthly Social Security check could be significantly reduced if you’re also getting monthly state or local pension benefits.
Read MoreYour Four-Step Retirement Plan Review
If you participate in a company sponsored retirement plan, it's always a worthwhile practice to review your account at least once a year.
Read MoreSeven Actions You May Want to Take This Tax Season
The earlier you file, the earlier you'll receive any refunds you're entitled to.
Read MoreTime for a Change? Medicare Open Enrollment Time is Here
Is your current Medicare Advantage plan giving you "buyer's remorse"? You're in luck because during Medicare’s Open Enrollment season you can make changes in certain situations.
Read MoreThe Not-So-Secret Formula for Calculating Required Minimum Distributions
New IRS distribution period adjustments starting in 2022 will enable you to take a lower percentage of your IRA and 401(k) account assets as RMDs.
Read MoreThe Value of Compounding: What Young People Need to Know
The sooner they see the benefits of saving for retirement in terms of dollars and cents, they’re more likely to get on board.
Read MoreHealthcare Costs: The Savings Goal You Can’t Afford to Ignore
Until the past decade or so, most employer healthcare plans covered the majority of employees’ medical costs. Not anymore.
Read MoreInvestment Taxes and Mutual Funds
An important part of year-end tax planning is understanding how mutual fund distributions and capital gains are taxed.
Read MoreEvaluating an Early Retirement Offer
How do you know if a seemingly attractive offer you've received fits your needs both today and down the road?
Read MoreUnderstanding Probate
Having an updated and comprehensive will is the first step in making sure the probate process goes smoothly after you pass on.
Read MoreSaying "No!" to Social Security Scams
More than 700,000 people fell victim to phone, email and text-based Social Security scams in 2020. Don't be one of them.
Read MoreYour Year-End Financial “To Do” List
Now is a good time to start thinking about important decisions you may need to make about your financial plan.
Read MoreCreating and Fulfilling Your Philanthropic Mission
It's about creating your vision of a better world and developing an action plan to make it a reality.
Read MoreThe Social Security COLA is Rising—But There’s a Catch
The annual cost-of-living adjustment (COLA) will rise by 5.9% starting in January 2022, But Medicare premiums may consume a good portion of it.
Read MoreA 7-Point Checklist for Your Estate Plan
Use this checklist as a starting point to keep your estate plan in good shape.
Read MoreOne Number That Can Make or Break Your Credit Reputation
How much debt you’ve accumulated—and how efficient you are at paying it off—are the main factors that determine your credit score.
Read MoreDividing Retirement Assets at Divorce
The rules for splitting accounts are unique to each type of retirement account.
Read MoreAre You Prepared for Medicare Enrollment?
As the Medicare enrollment period approaches, it’s best to map out a plan ahead of time to avoid making poor decisions.
Read MoreHow Realistic are Your Retirement Dreams?
If you want a clearer vision of how financial realities may impact your retirement dreams, start asking yourself key questions today.
Read MoreHaven’t Received Your Tax Refund Yet? You're Not Alone.
Yours may be one of 35 million tax returns awaiting processing.
Read MoreFinancial Planning After a Divorce: What Women Need to Know
If you feel financially unprepared for the breakup of your marriage, you’re not alone.
Read MoreA Tale of Two Roths
Roth 401(k)s offer similar benefits as Roth IRAs. But there are important differences.
Read MoreThe Cost of Borrowing for College is Rising
After two years of decreases, interest rates on subsidized and unsubsidized federal student loans are set to increase nearly 1%.
Read MoreSocial Security Timing: Why Better Benefits Come to Those Who Wait
The longer you wait to claim your benefits, the larger your monthly payment will be.
Read MoreA Responsible Way for Teenagers to Invest? Maybe.
A new brokerage account for teenagers may help them learn how to become responsible investors.
Read MoreHow Well Do You Understand Rollover Rules?
There are many rollover-related rules, and some of them can be quite complicated.
Read MoreFour Frequently Asked Questions About Irrevocable Life Insurance Trusts
For certain people it may accomplish a number of estate objectives, but may not be appropriate for everyone.
Read MoreCoordinating Long-Term Care Insurance with Government Benefits
Figuring out where one program leaves off and another begins can be a challenge.
Read MoreFour Steps to Protecting a Child with Disabilities
If you’re the parent of a special needs child, it’s vital to ensure that your child will continue to be provided for after you’re gone.
Read MoreSharing Your Money Values
When it's time to prepare the next generation for a financial legacy, you might want to bring your family members together to talk about money.
Read MoreThe Lowdown on Those Free Credit Scores
Did you know that the credit score provided to you may be different than the one provided to lenders?
Read MoreFiling Final Tax Returns for the Deceased
Unfortunately, even the deceased can’t escape taxation.
Read MoreFive Steps for Raising Money-Smart Kids
There are many ways to teach your children good money sense. The key is to have your children learn by doing.
Read MoreFive Mistakes Retirement Investors Often Make—and How to Fix Them
Once investors start participating in a 401(k) plan or contributing to an IRA, they sometimes make mistakes that can throw their retirement plans into disarray.
Read MoreHow Stay-at-Home Spouses Can Save for Retirement
It's important for for both spouses to try to contribute toward their own retirement. But as a non-working spouse, your options are limited. But there is one tool you should know about: The "spousal IRA."
Read MoreSix Questions About Enrolling in Medicare While You're Still Working
As you approach your initial Medicare enrollment period, which begins three months before your 65th birthday, you may be wondering if you need to sign up if you or your spouse continue to work and have employer-provided coverage.
Read MoreJoelle Spear is Quoted in a New Forbes Article
In an investor education article on Forbes.com, Joelle Spear is quoted explaining the differences between a market correction and a bear market and how investors should resist impulsive actions during these events.
Read MoreThe GameStop Saga: Nine Frequently Asked Questions
The GameStop saga was fun to follow. But should you personally feel worried by it? No.
Read MoreThe Many Flavors of Investment Taxes
How do you report your investment dividends and gains and how are they taxed?
Read MoreGame-Day-Trading Apps: A Losing Proposition
Unlike most traditional self-directed online brokers, many of these new apps make it easy for novices to get in over their heads and underwater.
Read MoreTen New Year’s Financial “To Do’s”
There are a number of steps you can take right now to make sure that your financial life is in good order.
Read MoreLooking Back at 20 Years with Canby Financial Advisors
As an organization, Canby Financial has adapted and grown to become a trusted resource for hundreds of families and small businesses.
Read MoreFour Critical Decisions You Should Make—and Communicate--to Your Loved Ones
Doing nothing to plan for end-of-life events could result in a loss of control over your own affairs and confusion for your loved ones.
Read MoreDan Flanagan is Quoted in a New MarketWatch Article
Dan offers his unique perspective on taxes to a couple considering giving their home to their children.
Read More“Backdoor” Roth IRAs: A Roundabout Path to Future Tax-Free Income
The "backdoor" strategy offers a way for high earners to contribute to a Roth IRA.
Read MoreConsiderations in Trust Funding
As effective as trusts can be in managing assets, they can be completely ineffective if not properly funded.
Read MoreHow Much Do You Know About Long-Term Care?
These true or false questions can help you understand how much eldercare costs, and how you can arrange for it when it is needed.
Read MoreJoelle Spear is Quoted in a New Money Magazine Article
Joelle explains how COViD-19 spending reductions are helping Americans save more for major purchases.
Read MoreJoelle Spear is Quoted in a New Wall Street Journal Article
Joelle offers advice for potential mortgage refinancers.
Read MoreHow Your Savings Can Affect Financial Aid
The financial aid equation has many moving parts.
Read MoreJoelle Spear is Quoted in New NextAdvisor Article on Lifestage-Based Saving
The article discusses how savings benchmarks change at different lifestages.
Read MoreEndowment Funds: Supporting Your Favorite Charity, Year after Year
An endowment fund is just one of several ways you can permanently support a charitable organization.
Read MoreRemoving the Online Identities of Those Who Have Passed On
While there are more important matters to deal with after the death of a loved one, someone needs to delete the deceased’s online accounts.
Read MoreTrusts vs. Wills: The Differences Matter
While each can help in the distribution of assets at death, there are important differences between the two.
Read MoreCould You Be Responsible for Your Parents' Nursing Home Bills?
In 26 states, children may be financially responsible for certain debts of their parents, including nursing home costs.
Read MoreFour Issues to Consider Before Refinancing Your Home
Historically low mortgage interest rates are making many homeowners think about refinancing. But it's important to look beyond the numbers.
Read MoreRead Dan Flanagan's SumNEWS Article on Timely Tax and Financial Planning Strategies
Dan discusses opportunities and challenges posed by the aftermath of the COVID-19 crisis.
Read MoreIs Your Portfolio Overweight?
When events cause a portfolio to hold a larger portion of certain securities or asset classes than specified in the investor’s target asset allocation. it can raise the overall risk level.
Read MoreEarly Retirees and Laid Off Workers: Exploring Your Heathcare Options
If you or someone you know is unemployed or has accepted an early retirement offer, it’s important to know what healthcare options may be available.
Read MoreUnderstanding the Nuances of the Roth “Five-Year” Rule
To reap the tax-free distribution benefits of Roth IRA and 401(k) accounts when you turn 591/2 or older, you need to wait five years.
Read MoreThe Tax Implications of Working from Home
With the COVID-19 pandemic keeping many employees working remotely, their tax situation--and yours--may become increasingly complex.
Read MoreTax Loss Harvesting: A Potentially Beneficial Bear Market Strategy
Selling stocks at a loss may help you lower your taxes for years to come.
Read MoreProtecting Your Financial Interests After Your Spouse Dies
As painful as this process may be, there will be a number of important steps you'll need to take to remain financially secure and independent.
Read MoreWhat About Bonds?
Confused by cryptic phrases like "falling yields" and "rising interest rates"? Here’s a refresher course on how the bond market works.
Read MoreTen Tips for Safeguarding Your Financial Information
Explore some common-sense ways to safeguard your financial information at home and online from fraud and identity theft.
Read MoreNonqualified Deferred Compensation Plans: Saving it for Later
This retirement tool can help valued employees save money in amounts greater than what could be set aside in a typical retirement plan.
Read MoreFly Little Birds, Fly!
Why it’s important to gradually sever your adult children's monetary apron strings.
Read MoreCatch-up Contributions—Another Reason Why Fifty is Nifty
Once you hit this milestone you may be able to contribute up to $6,500 more to your retirement plan every year.
Read MoreBuilding a Solid Asset Protection Plan
Although commonly associated with multimillion-dollar offshore trusts, asset protection planning takes many forms, for every type of individual.
Read MoreThe Perplexing Tax You May Never Have to Pay
In general, the only people who have to worry about gift taxes are the so-called “one percenters.”
Read MoreSo, You Want to Be a Household Employer
If you’ve been thinking about hiring in-home help, whether it’s a nanny, housekeeper, maid, driver, personal chef, gardener or someone else, learn from my experiences in becoming a newly minted household employer.
Read MoreExploring Your Charitable Giving Options
Choosing whether to give directly or whether to use one or more charitable giving vehicles (or a combination of both) should reflect your giving style, your tax situation, and your legacy planning priorities.
Read MoreThe Caregiving Challenges of the "Sandwich Generation"
How can you balance the responsibilities of raising your own children while also serving as caregivers to your parents?
Read MoreBad Apples on the Rise: The AppleCare Support Scam
Beware of online scammers posing as AppleCare technical support specialists who offer to "fix" your frozen MacBook or iMac or iPhone.
Read MoreControlling Online Access to Your Social Security Number
While you can't always prevent identity theft, you can proactively keep people from accessing your Social Security record online.
Read MoreRebalancing: The Fine Art of Portfolio Realignment
Restoring your targeted asset mix at least once a year is critical to keeping your investment strategy on track.
Read MoreDefending Your Home Against Change of Address Scams
Anyone can change your mailing address, putting your financial security at risk. How can you protect against this growing identity theft threat?
Read MoreGlobal Entry: Travel-with-Benefits
A $100 investment every five years can dramatically reduce the time you spend waiting in line at the airport when you travel overseas.
Read MoreRenewing Your Driver's License? It's Time to Get REAL
Beginning October 1, 2021, you'll want to present a REAL ID-compliant state driver's license when you travel by air.
Read MoreThree Reasons Your Parents Might Be at Financial Risk
As your parents age, they may be more susceptible to fraud and less able to deal with their financial challenges. How can you help?
Read MoreSelling Your Stuff: The Tax Dimension
Whether you're running an online auction house on eBay or cashing in on inherited antiques, it's important to know if your profits are taxable.
Read MoreSo, You Want to Be a Landlord
Increased cash flow and tax benefits are attractive reasons to own rental properties. But make sure you understand what's involved.
Read MoreSo, You’re Getting Some Restricted Stock Units (RSU)
Restricted Stock Units (RSUs) are an employer benefit you shouldn't take for granted. Here's what you need to know about them.
Read MoreDiscovering Your Inner Philanthropist
You don't have to have the wealth of Warren Buffett or Melinda Gates to identify and act on your philanthropic passions and priorities.
Read MoreDecoding the “Alphabet Soup” of Advisor Designations
CFP®. CRPS®. AEP®. Learn what these and other industry designations mean and why they matter.
Read MoreNine Ways to Reduce Identity Theft Risk at Home
You don’t need to turn your home into a fortress to keep your personal information safe.
Read MorePutting Your Money Where Your Values Are
Can you invest with companies or industry sectors that align with your moral values without sacrificing potential returns? The answer is "Yes."
Read More