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Thursday, April 16, 2026

Time will tell if the war with Iran and higher energy costs are a temporary setback or a more enduring drag on economic growth in 2026.

Monday, April 6, 2026

While there are many expensive methods to reduce energy consumption, there are also some relatively inexpensive and less disruptive ways to reduce your gasoline and home-heating and cooling costs.

Monday, April 6, 2026

If you want to estimate taxes you might have to pay based on future income how do you do it?

Monday, April 6, 2026

When you’re developing your estate plan, it’s important to specify who your heirs are and what will happen if one or more of them pass on before you do.

Monday, March 9, 2026

A relatively simple tax-deferral opportunity with an unfortunately complicated name.

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Monday, March 9, 2026

The IRS is phasing out paper tax refund checks for individual taxpayers for the 2026 federal tax filing season.

Monday, March 9, 2026

Taxable RMDs can't be used to directly fund Roth IRA conversions. But there may be ways around it.

Thursday, February 5, 2026

If you contributed to a Healthcare Flexible Spending Account (FSA) in 2025 and still have money left over in your account in 2026, you may be in luck.

Thursday, February 5, 2026

During Medicare's winter enrollment period, you can change coverage plans and providers.

Thursday, January 8, 2026

The impact of Artificial Intelligence on worker productivity could bring above-average economic growth to support further investment market gains.

Wednesday, January 7, 2026

Once investors start participating in a 401(k) plan or contributing to an IRA, they sometimes make mistakes that can throw their retirement plans into disarray.

Tuesday, January 6, 2026

There's a relatively simple way to calculate annual Required Minimum Distributions (RMDs). But it doesn't work for everyone.

Tuesday, January 6, 2026

If you must take Required Minimum Distributions (RMDs) from your IRA, Qualified Charitable Deductions may help offset their taxable impact.

Tuesday, January 6, 2026

You might want to reserve some of your bonus to help improve your long-term financial health.

Tuesday, January 6, 2026

Your children don’t have to wait until they’re adults to enjoy the tax-free retirement benefits of a Roth IRA.

Tuesday, January 6, 2026

Consider taking advantage of five strategies that may put them on a more secure financial footing.

Tuesday, January 6, 2026

The start of a new year can be a good time for retirees to make a “to-do” list covering both short and long-term financial priorities.

Monday, December 8, 2025

Your income and/or 401(k) participation can determine these factors.

Monday, December 8, 2025

Those with high incomes could pay hundreds of dollars more every month.

Monday, December 8, 2025

For the first time, the base monthly premium for Medicare Part B will be over $200.

Monday, November 17, 2025

Limits for retirement plans, IRAs, Health Savings Accounts and Flexible Spending Accounts will rise next year.

Saturday, November 8, 2025

It's about creating your vision of a better world and developing an action plan to make it a reality.

Tuesday, November 4, 2025

Social Security recipients will see their monthly checks rise in 2026.

Tuesday, November 4, 2025

Bigger tax breaks may offset smaller upper limit increases.

Thursday, October 23, 2025

Four ways to use charitable giving to reduce your taxes in 2025 and beyond.

Tuesday, October 14, 2025

Not even a U.S. government shutdown can slow down the momentum of the US stock market.

Tuesday, October 7, 2025

If you're not sure where to find retirement plan accounts you've left behind at former employer, a new online resource may help.

Tuesday, October 7, 2025

Recent limits imposed on federal student loans may require students and parents to look for other ways to pay for college.

Monday, September 29, 2025

Some of SECURE 2.0's most unique provisions are aimed at “catch-up contributors.”

Monday, September 29, 2025

Once you hit this milestone you may be able to contribute up to $8,500 more to your retirement plan every year.

Monday, September 8, 2025

A number of Big Beautiful Bill Act provisions may impact some of your benefits at work.

Monday, September 8, 2025

Learn what you can do during Medicare's fall enrollment period.

Monday, September 8, 2025

You may benefit from some of the business-friendly provisions of the Big Beautiful Bill Act (BBBA).

Saturday, August 9, 2025

If you have appreciated company stock in your 401(k) plan, you can avoid being hit with a huge tax bill when you decide to withdraw that stock from your plan. 

Tuesday, August 5, 2025

How your 401(k) recordkeeper handles fund redemptions could potentially reallocate your portfolio in ways you never intended.

Tuesday, August 5, 2025

Its potential as a tax-advantaged college, retirement or major purchase savings vehicle is limited compared to other options.

Friday, August 1, 2025

Most people are fine with investing in public companies. But what if they want to get in on the ground floor of the Next Big Thing?

Friday, July 25, 2025

If your 401(k) plan allows it, you could make unlimited tax-and-penalty-free Roth IRA conversions every year.

Monday, July 7, 2025

It's important to make sure you have the authority to protect their health and financial interests should unforeseen circumstances occur.

Monday, July 7, 2025

While travel insurance won’t alleviate the emotional stress of a cancelled or ruined vacation, it at least can limit your financial losses.

Monday, July 7, 2025

Learn now how you may be positively and negatively impacted by the passage of President Trump's tax cuts legislation.

Tuesday, June 10, 2025

Lifetime income options make ongoing payments to retirees for as long as they live. But they're not for everyone.

Monday, June 9, 2025

The timing of an asset transfer can have significant tax implications for recipients.

Monday, June 9, 2025

One way you can use HSA withdrawals to pay for non-medical expenses--tax free

Thursday, June 5, 2025

While you should keep some crucial financial documents, you can probably get rid of many that are simply taking up space.

Friday, May 9, 2025

If you owed federal income taxes in 2021, your employer’s benefits program may help you reduce your taxable income and improve your quality of life.

Tuesday, May 6, 2025

If you're planning on flying anywhere, you may want to make sure your driver’s license or state ID is REAL-ID compliant.

Tuesday, May 6, 2025

When weighing the pros and cons of a job offer, the firm's 401(k) plan can be an important factor.

Tuesday, May 6, 2025

“Deepfake AI” is the new weapon in online scammers' arsenal.

Tuesday, May 6, 2025

To this role, Martin brings 20 years of experience as a financial advisor, private wealth relationship manager and financial planning consultant and educator.

Monday, April 7, 2025

How is inflation calculated? And why do there seem to be several inflation reports every month?

Monday, April 7, 2025

Why lifetime gifts may be a better wealth transfer option for you and your children.

Monday, March 3, 2025

This strategy may help kids (and their parents) avoid paying "kiddie taxes" on their UTMA or UGMA accounts.

Tuesday, February 4, 2025

From now on, three million state and local employees will be able to collect their full Social Security benefits.

Monday, February 3, 2025

If you're fully or partly self-employed, this deduction could lower your tax bill by thousands of dollars.

Monday, February 3, 2025

There are a number of measures you can take right now to reduce energy usage that require very little or no money at all.

Monday, February 3, 2025

If you're considering a backdoor Roth IRA conversion, it's important to understand the potential tax impact of the IRS pro-rata rule.

Monday, January 6, 2025

It’s always a good idea to start the year with a clear picture of where you are financially.  

Monday, December 9, 2024

When events cause a portfolio to hold a larger portion of certain securities or asset classes than specified in the investor’s target asset allocation. it can raise the overall risk level.

Monday, December 2, 2024

Some SECURE ACT changes went into effect in 2024, and others will be implemented in 2025. While some are mandatory, many are optional.

Friday, November 29, 2024

More than 700,000 people fell victim to phone, email and text-based Social Security scams in 2020. Don't be one of them.

Saturday, November 9, 2024

You don't have to have the wealth of Warren Buffett or Melinda Gates to identify and act on your philanthropic passions and priorities.

Tuesday, November 5, 2024

If you’re still working at age 72 or older here's why you may not have to take RMDs from your 401(k) plan.

Thursday, October 17, 2024

A recent ursine visitor to my home inspired some unique lessons that may be relevant to nervous investors during this year of unsettling market downturns.

Monday, October 14, 2024

Beware of online scammers posing as AppleCare technical support specialists who offer to "fix" your frozen MacBook or iMac or iPhone.

Tuesday, October 8, 2024

While job-hopping may help you gain new skills and increase your salary, it could short-change your long-term financial security during retirement.

Monday, October 7, 2024

How much debt you’ve accumulated—and how efficient you are at paying it off—are the main factors that determine your credit score.

Sunday, October 6, 2024

An endowment fund is just one of several ways you can permanently support a charitable organization.

Sunday, October 6, 2024

While there are more important matters to deal with after the death of a loved one, someone needs to delete the deceased’s online accounts.

Monday, September 9, 2024

At some point, there’s a strong possibility that you, your spouse or a parent will need to hire a caregiver to provide help in maintaining a desired quality of life.

Monday, September 9, 2024

While you can't always prevent identity theft, you can proactively keep people from accessing your Social Security record online.

Monday, September 9, 2024

After several years of uncertainty, the IRS has finally clarified the SECURE Act rules regarding Required Minimum Distributions (RMDs) for inherited IRAs.

Thursday, September 5, 2024

Beyond grants and scholarships, the federal government offers several kinds of educational tax benefits you may not be aware of.

Friday, August 9, 2024

Restoring your targeted asset mix at least once a year is critical to keeping your investment strategy on track.

Tuesday, August 6, 2024

Anyone can change your mailing address, putting your financial security at risk. How can you protect against this growing identity theft threat?

Monday, August 5, 2024

Most people understand the concept of estate planners. Less well known are elder care attorneys who work with seniors on issues that impact them while they’re still alive.

Monday, August 5, 2024

You can use this single login platform to access many U.S. government self-service portals.

Saturday, August 3, 2024

Retiring in your 50s is an attractive goal. But is it realistic?

Monday, July 15, 2024

Separate custodial 529s might help deliver better financial aid offers.

Monday, July 8, 2024

A new State Department beta program may allow you to renew your passport online and take your own passport photo.

Friday, July 5, 2024

With check fraud becoming rampant, it may be time to erase your check-paper trail.

Saturday, June 22, 2024

A new brokerage account for teenagers may help them learn how to become responsible investors.

Tuesday, June 11, 2024

You don’t need to turn your home into a fortress to keep your personal information safe.

Friday, June 7, 2024

Whether your high school graduate will attend college in the fall or your recent college graduate is embarking on a career, it’s important for them to learn how to manage money responsibly.

Friday, June 7, 2024

You want to retire comfortably when the time comes. You also want to help your child go to college. So how do you juggle the two?

Friday, June 7, 2024

Student loans, grants and work study will only pay for a certain percentage of their annual expenses. The rest will have to come from you.

Wednesday, June 5, 2024

Add fake voice mails to the list of smartphone scams that affect millions of Americans each year.

Tuesday, June 4, 2024

CCRC's offer residential, assisted living and nursing care services in one location, allowing residents to "age in place." But the up-front costs can be significant.

Tuesday, June 4, 2024

Can you invest with companies or industry sectors that align with your moral values without sacrificing potential returns? The answer is "Yes."

Thursday, May 9, 2024

Make sure your smartphone is thoroughly protected from prying eyes and hands. 

Wednesday, May 8, 2024

There’s no safer place to deposit or invest money than with FDIC-insured banks and SIPC-insured brokerage companies.

Monday, May 6, 2024

Senior-living communities alleviate the hassles of home ownership.

Monday, May 6, 2024

What do most outdated, clichéd election year predictions have in common? They never come true.

Sunday, April 14, 2024

Think of yourself as CEO of a monetary workforce which has a variety of different jobs.

Friday, April 12, 2024

It's important to learn how to avoid impulsive actions that could harm your financial security over the long run.

Tuesday, April 9, 2024

Selling stocks at a loss may help you lower your taxes for years to come.

Monday, March 25, 2024

Converting from other retirement accounts to a Roth IRA will enable you to avoid future RMDs--at the price of having to take a tax hit today.

Wednesday, March 6, 2024

Last year, 8 million people reported tax-related fraud activities. Here are steps you can take to avoid becoming a victim.

Monday, March 4, 2024

If you haven't received 1099 forms from freelance clients or online marketplaces, you may need to find them on your own to complete your 2023 tax returns.

Monday, March 4, 2024

Whether you’re earning extra money from freelance jobs or you’re embracing the gig economy full time, you’re responsible for managing self-employed tax obligations.

Tuesday, February 6, 2024

SECURE 2.0 offers unique features for those who are either struggling to pay off student loans or have leftover money in the 529 College Savings Plan.

Tuesday, February 6, 2024

Explore some common-sense ways to safeguard your financial information at home and online from fraud and identity theft.

Tuesday, February 6, 2024

Why it’s important to gradually sever your adult children's monetary apron strings.

Monday, February 5, 2024

The Medicare Advantage Open Enrollment Period, which begins on January 1 and ends at the end of March, gives you an opportunity to change your coverage.

Monday, February 5, 2024

If your insurance company won't pay to repair home-related damage, you may get relief from an unexpected source: the IRS.

Tuesday, January 9, 2024

Unlike most traditional self-directed online brokers, many of these new apps make it easy for novices to get in over their heads and underwater.

Thursday, January 4, 2024

The sooner they see the benefits of saving for retirement in terms of dollars and cents, they’re more likely to get on board.

Thursday, January 4, 2024

Doing nothing to plan for end-of-life events could result in a loss of control over your own affairs and confusion for your loved ones.

Tuesday, January 2, 2024

Starting in 2024, college graduates may be able to roll over "leftover" 529 College Savings Plan money into a Roth IRA tax and penalty free. But there are catches.

Thursday, December 7, 2023

As we progress through our lives, each stage has different financial challenges and opportunities

Tuesday, December 5, 2023

Canby Financial's youngest advisor discusses how he's planning to address his own financial challenges as a new homeowner and soon-to-be-parent.

Monday, October 9, 2023

If you're left a trail of employer retirement plan accounts behind, now may be a good time to bring them together.

Monday, October 9, 2023

How much do you really know about Medicare's enrollment rules and deadlines?

Monday, June 5, 2023

It's important to identify and correct these errors before applying for jobs, insurance, mortgages, car loans or credit cards.

Monday, April 3, 2023

A good way to ease kids into discussing saving is to gear it toward addressing that universal question, “What’s in it for me?”

Thursday, February 9, 2023

Find out when key provisions of this landmark retirement legislation will be available to retirement savers and retirees.

Tuesday, February 7, 2023

For those under 59½ facing unforeseen financial hardships, SECURE 2.0 provides more scenarios where penalty free withdrawals can be made.

Monday, February 6, 2023

You may be able to delay taking RMDs until you're 73 or 75--and new Roth 401(k) rules won't require you to take them at all.

Tuesday, September 27, 2022

If you recently learned that you are a beneficiary of a deceased relative’s trust, you need to understand your rights and know what to expect.

Tuesday, September 27, 2022

Take estate planning steps now to ensure that your wealth is distributed to your children and your spouse according to your wishes.

Tuesday, August 9, 2022

If your jewelry, fine art, electronics, medical devices, musical instruments or antiques get stolen or destroyed in a fire or flood, how much will your insurance company pay to replace them?

Tuesday, July 5, 2022

Appealing and potentially winning a lower assessment could potentially save hundreds or even thousands of dollars annually in future taxes.

Monday, April 4, 2022

If you never thought you needed insurance, just ask yourself: Would your death put your family’s financial security at risk?

Thursday, December 9, 2021

An important part of year-end tax planning is understanding how mutual fund distributions and capital gains are taxed.

Thursday, December 2, 2021

Having an updated and comprehensive will is the first step in making sure the probate process goes smoothly after you pass on.

Tuesday, May 11, 2021

If you’re the parent of a special needs child, it’s vital to ensure that your child will continue to be provided for after you’re gone.

Tuesday, May 11, 2021

When it's time to prepare the next generation for a financial legacy, you might want to bring your family members together to talk about money.

Tuesday, April 13, 2021

Did you know that the credit score provided to you may be different than the one provided to lenders?

Thursday, April 1, 2021

There are many ways to teach your children good money sense. The key is to have your children learn by doing.

Tuesday, February 9, 2021

The GameStop saga was fun to follow. But should you personally feel worried by it? No.

Tuesday, February 9, 2021

How do you report your investment dividends and gains and how are they taxed?

Tuesday, December 8, 2020

The "backdoor" strategy offers a way for high earners to contribute to a Roth IRA.

Monday, September 14, 2020

While each can help in the distribution of assets at death, there are important differences between the two.

Tuesday, August 11, 2020

Historically low mortgage interest rates are making many homeowners think about refinancing. But it's important to look beyond the numbers.

Tuesday, June 9, 2020

To reap the tax-free distribution benefits of Roth IRA and 401(k) accounts when you turn 591/2 or older, you need to wait five years.

Tuesday, March 5, 2019

Increased cash flow and tax benefits are attractive reasons to own rental properties. But make sure you understand what's involved.